- Liability and Recovery Arguments: A statement was added to address preponderance of evidence when addressing liability (p. 23).
- Auto Forum Example (Responding Company Primary Coverage Scenarios – Example 2): Additional detail was added to specify using the repair estimate and/or vehicle photos when assessing damages.
- Auto Forum Example 7 was added to p. 38 to address scenarios where a responding company’s deductible applies to the vehicle owner’s damages.
AF Service Disruption Update: The service disruption is ongoing, and our applications remain unavailable. Our teams are actively working to resolve the issue and restore services as quickly as possible. We appreciate your patience. If your case needs to be filed today to meet applicable statute of limitations requirements, members may submit an intent to file email directly to filing@arbfile.org while our systems are down.
